Monday , 22 July 2019


Finance

15 Kinds of Insurance Worth Considering

Most people are familiar with the most common kinds of insurance — home, auto, life, and health insurance but there are many additional insurance policies available for things that are probably not covered by your everyday basic policies. Depending on your risk exposure, additional insurance coverage could be worth the cost. Here are some less well known kinds of insurance you might want to consider.

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Make Your Years After Retirement Even More Rewarding Than Your Previous Work Years Were – Here’s How

Most boomers are painfully aware of how badly prepared they are for retirement. Almost half of them have saved virtually nothing for their golden years. The only solution for many is to work full-time to age 70 (and beyond for some) or to transition into part-time employment after their full retirement age. We may not have done a good job of planning for retirement, but we can make the next 15 or 20 years even more rewarding than our previous work lives were. Here's how.

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How Much Do I Need To Retire?

There are all sorts of rules of thumb about saving for retirement but, while they can be helpful as a baseline for setting expectations, you need to make a plan and monitor your progress as you age to be effective in the real world.

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7 Ways To Catch Up On Savings For Retirement

With longer life spans, inflation, and increasing health care costs, it's possible that many retirees won't have enough to comfortably sustain their retirements. Here are 7 smart moves that will help you catch up on savings even late in the game.

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Study Shows Student Debt Delays Home Buying by Seven Years

The Student Loan Debt and Housing Report 2017 by the National Association of Realtors and the nonprofit group American Student Assistance shows the obvious: Student debt delays household formation, home buying, and saving. [Here are the details summarized for a fast and easy read].

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Retirement Has Become A Myth For the Majority – Here’s Why

40 years ago, a grand experiment was embarked upon that promised American workers that by contributing to newly introduced defined contribution vehicles they would be better off when they reached retirement age. That raises a simple but very important question: How have things worked out? Well, the bottom line is that the vehicles and the promises made are proving woefully insufficient to fund the "retirement" dream you've been sold your whole life. Frankly put: retirement is now a myth for the majority.

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