Finance

Buying a new car doesn't make much sense when you look at it from a financial perspective. Frankly, you could come out $1 million dollars ahead driving used instead of buying new over a span of 40 years. Yes, over $1 million dollars!

There is a really big crisis coming. It isn’t just municipalities that are in trouble, but also most of the public and private pensions that still operate in the country today. It’s an unsolvable problem. It will happen, and it will devastate many Americans. It is just a function of time.

The prospect of working full-time one day and then heading into a complete retirement the next doesn't work for everyone. Instead, many chose what is known as a "phased" retirement. Here are four reasons why you might choose this nontraditional retirement path.

Wish you had a crystal ball for retirement planning? Most of us do, and for good reason... This is where a financial adviser can help. We asked financial advisers for some of the most important ideas they wish their clients understood when it comes to money, retirement, and the future - and here are their answers.

In periods of prosperity, stocks outperform. In periods of deflation, bonds do well. In periods of inflation, gold shines. During a recession or a liquidity crisis, cash is king. However, the Permanent Portfolio weathers all types of market conditions.

We feel the pain of losing money so much more than we feel the joy of earning a reward. This trend is called "loss aversion," but, in everyday terms, you might find it a bit familiar to FOMO: the fear of missing out.

Getting a home loan (mortgage) is one of the hardest loans to qualify for but, if you make these 5 money moves before meeting with a lender, you can swing the odds in your favor.

When used properly, an employer-sponsored 401(k) can be a powerful tool to save for your retirement years, but there are a couple of crucial pitfalls that you have to watch out for...Here is a list of potential downsides to 401(k) plans — and how to work around them.

Without clear guidance on your wishes, heirs and relatives may descend into fights over your belongings, sometimes taking grudges to their own graves. Don't let that happen to your family. Here are a few tips on how to smooth out the kinks of your will before you take your last bow.

There's a chance that some divorcees will eventually tie the knot again with a new partner. Before you remarry, though, you should evaluate your finances. Let's review 8 money moves that will set you both up for financial safety and success.