Finance

We are better off than ever before according to the Fed Q2/16 estimate of the balance sheets of U.S. households which shows that, collectively, our net worth reached a new high in nominal, real, and per capita terms. The bottom line is that, in fact, life in the U.S. continues to get better and better.

Although low to negative interest rates could persist for years, odds are the current low-yield craze won’t last a full 30 years. Therefore, at some point down the road, today’s buyers of 30-year bonds will likely wish they had parked some of their savings in physical precious metals instead.

Dark clouds are now moving in fast across the world and this coming autumn could be very troublesome both for the world economy as well as geopolitically and socially. The combined risks are now higher than at any time in world history. When risks are high, it is advisable to stay away from bubble markets but, sadly, the investment world loves owning things that are priced high, totally ignoring the massive loss potential.

A number of officials from the central bank have already suggested that two rate rises are possible this year, and now economists and investors assessing the economic data are also leaning in favor of two hikes. The quid pro quo for rising interest rates is a strengthening US Dollar Index and if that does indeed happen then it would really hammer Wall Street equities – especially high-yielding dividend stocks.

We are living in the greatest debt bubble in world history, and there are signs that this giant bubble is now starting to burst and, when it does, the pain is going to be greater than most people would dare to imagine.

Too much debt, too little income, expenses too high, cost of living increasing every year, and retirement income increases (if any) not keeping pace with increasing cost of living? Then do something about it! Here's how.

You can have multiple paths, and timing has to be watched, but the $10,000 number for gold is very well grounded analytically.

Rebalancing is a form of both risk management and a systematic way to carry out a contrarian investment strategy. The entire point of allocating money to different investments in a thoughtful way is to create a risk-return profile that balances out your long-term objectives with your short-term comfort level. Deviating from that risk-return profile can be a huge behavioral risk if you’re not aware of how it can change your portfolio’s composition.

Sadly, things have now gone too far to stop the inevitable currency collapse and implosion of the financial system but that doesn’t mean that it is too late for individuals to protect themselves.

The price of an average (benchmark) home in Vancouver, Canada is $1,400,000 which is 30.1% higher than it was a year ago. Yes, 30.1%! Everything seems rosy when riding a hot investment until one thing goes awry. We never seem to know what that'll be, but experienced money managers usually get the heebeejeebies just before it happens -and that's what is happening these days.