Saturday , 17 February 2018


Retirement Planning

The Top 10 Countries to Retire In – For Those on a Budget

Rising costs in the U.S. are driving more people to consider retirement in less expensive locales and the list of potential resting spots is long and varied. International Living compiles annual lists on the best places to hang the retired hat based on things like cost of living, ease of entry, healthcare, insurance and access to amenities, and the Top 10 for 2012 includes some old favorites as well as new picks. [Let's take a look.] Words: 950

Read More »

Will U.S. Gov't Eventually Mandate that 'x' % of IRA/401K Funds Be In Treasuries?

The notion of government raiding personal retirement accounts for funds may seem extreme...but other governments have done it. Argentina did in 2008, Ireland has indicated it might [and the U.S. might well do so as it's] financial crisis worsens. This article puts forth reasons why it is possible they would undertake such a grab or 'confiscation' of your retirement accounts and how they likely would go about implementing such an event. Words: 700

Read More »

10 Index ETFs for Building an Ideal Retirement Oriented Portfolio

investing3

Constructing a portfolio for the retirement years requires one to focus on portfolio risk or uncertainty while not neglecting return. If the portfolio asset allocation plan is too conservative, the return will not meet lifestyle expectations. Inflation is again on the rise and this needs to be taken into consideration when putting together a retirement oriented portfolio. Below is a combination of index ETFs that project respectable returns while holding down portfolio volatility. Words: 455

Read More »

Is $1,000,000 Enough to Provide for a Successful 30-year Retirement?

Withdrawing from a $1,000,000 nest egg upon retirement using the familiar 4% rule to generate a successful 30-year inflation-adjusted (3% per annum) retirement proved to be totally inadequate as per the retirement withdrawal strategy that I put forth in a previous article (1). In fact, it crashed and burned in year 25 of the 30-year plan! In fact, as I show in this article, it will only succeed if your portfolio outperforms the S&P 500 by 5% every year for 30 straight years - and what is the likelihood of that? Words: 1533

Read More »

Where Does Your Country Rank as "Best" in World to Live?

retirement

Canadians are the second happiest group in the world, after Australia, according to the results of a new study in which citizens of 34 countries were able to rate their own country on the things that made them feel they were experiencing a happy life. Where do the United Kingdom and the United States rank themselves? Read on! Words: 517

Read More »

AARP Survey: Golden Years Appear Grim to Aspiring Retirees

An AARP survey of over 5,000 American workers aged 50 or older has confirmed...that the Great Recession has radically changed the financial situation for many aspiring retirees and that the outlook for their golden years now looks grim. It seems that counting on their home equity to finance a life of leisure didn’t exactly work out as planned. [Let's review the survey's findings.] Words: 400

Read More »

Americans: Here's How to Protect Your Retirement Assets From Coming Gov't "Confiscation"

Mandatory IRAs as proposed by the Obama Administration is just the 1st step in stealth nationalization and forced investment of our retirement benefits to support the treasury debt market! [As such,] every American with substantial retirement assets must [begin now to] protect themselves from having to become buyers of last resort for US treasury obligations. [Let me explain.] Words: 6349

Read More »