Sunday , 21 January 2018


Retirement Planning

Retirement Has Become A Myth For the Majority – Here’s Why

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40 years ago, a grand experiment was embarked upon that promised American workers that by contributing to newly introduced defined contribution vehicles they would be better off when they reached retirement age. That raises a simple but very important question: How have things worked out? Well, the bottom line is that the vehicles and the promises made are proving woefully insufficient to fund the "retirement" dream you've been sold your whole life. Frankly put: retirement is now a myth for the majority.

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9 Retirement Hotspots That Are Cheaper Now Than Ever Before

Financial considerations are the biggest factor for many people when deciding where they want to enjoy their retirement years. As the strength of the dollar continues its hold against other currencies, it’s providing us with far more purchasing clout when it comes to buying other currencies. This in turn is helping to make many destinations even more affordable to U.S. citizens who are looking to decamp to foreign locales. Here are nine retirement hot spots that are cheaper than you thought.

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4 Red Flags That Your Retirement Plan May Be Off Track

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How prepared are you for retirement? Take a look at the following potential unpreparedness indicators. After reviewing them, if you don't see any concerns, you may, indeed, be headed down the right path toward retirement. However, if you do, it'll be far better to address them now while you're still gainfully employed.

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You Might Be Saving TOO MUCH for Retirement – Here’s Why

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How much money do you really need to retire on? We’re bombarded with messages about retirement savings – that...[we] haven’t saved enough; that company pension plans are underfunded; that the Canada Pension Plan [or U.S. Social Security] won’t be able to handle the influx of boomers who are set to retire over the next 10 to 15 years. If that’s you, then you might be panicking right now. Stop! According to a new book retirees may not need as much as they’ve been led to believe.

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Don’t Put Your Retirement At Risk! Avoid These 5 Less-than-ideal Money Moves

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If you're stressing out about whether or not you're saving enough for retirement, you're not alone. Millennials are among those struggling the most with this dilemma. According to a 2016 study, 64% of working millennials believe they'll never save a $1 million nest egg. Why are millennials so worried? Sadly, this age group is prone to making less-than-ideal money moves that could hurt them later in life. Let's review the five biggest ways in which millennials are risking their retirement.

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