How Does the New Credit Card Act Affect the Cards in Your Wallet?
March 1, 2010 by Editor · Leave a Comment
The Credit Card Accountability, Responsibility and Disclosure (CARD) Act Of 2009, popularly known as the CARD act, will take effect on February 22nd 2010 and bring sweeping changes in the original credit card policies. What does it mean and how will it affect your credit card rating as well as the cards in your wallet? Words: 343
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Prepare for Retirement by Owning Some Gold
February 26, 2010 by Editor · Leave a Comment
Gold is the constant. Its value doesn’t change. Its dollar price changes, but not its value. So when investors come to me and ask me how they can hedge against the falling value of the dollar, I always tell them to buy gold. Words: 402
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Is Your Household One of the 51% Projected to be at Risk in Retirement?
February 26, 2010 by Editor · Leave a Comment
Many Americans are reacting to the economic downturn not by resolving to save more but by no longer actively planning for retirement. “That’s exactly the opposite of what they should be doing,’’ said Paul Ballew, senior vice president at Nationwide Insurance. Words: 369
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How Safe Is Your Retirement Money from the Government’s Grasp?
February 26, 2010 by Editor · Leave a Comment
Hank Paulson, the Goldman Sachs bankster/US Treasury Secretary, who deregulated the financial system, caused a world crisis that wrecked the world financial system is writing in the New York Times urging that the mess he caused be fixed by taking away from working Americans the Social Security and Medicare for which they have paid in earmarked taxes all their working lives. Wall Street’s approach to the poor has always been to drive them deeper into the ground. Words: 777
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Current Economic Strains Will Change ‘Retirement’ for Millions
February 23, 2010 by Editor · Leave a Comment
Early retirement isn’t as fashionable as it used to be, mainly because many Americans will simply have no choice but to keep working, perhaps for 10 or even 15 years longer than they expected Words: 1281
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The 80% Retirement Income Myth
February 21, 2010 by Editor · Leave a Comment
The large majority of consumers would prefer to cut back on the luxury items that make up so much of their pre-retirement spending if that permitted them to retire on the timeline that they desired. But who tells people that? Instead, the conventional planning advice is that you want 80% of pre-retirement income, you can reluctantly settle for 70%, and if you only get 50%, you’re eating cat food. Words: 546
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7 Steps to Stop and then Recoup your Financial Losses
February 8, 2010 by Editor · Leave a Comment
Many investors have seen their net worth – the value of their investment portfolios and homes and the extent of their savings – decline sharply as a result of the current economic downturn. If you are among them, don’t panic. While there is nothing you can do to avoid the stock and real estate markets [...]
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3 Ways to Improve Your Credit (FICO) Score
February 1, 2010 by Editor · Leave a Comment
Anyone who has bad credit will want to find some tips to improve credit score problems so they can get approved for loans, get good insurance rates. This article provides some simple but effective tips that can help you repair your credit yourself. Words: 442
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Financial Elite’s Behavior Has Opened Floodgates for Gold
January 26, 2010 by Editor · Leave a Comment
In spite of philosophical differences in many areas of politics and economics, Ron Paul and Simon Johnson agree that the cosiness that exists between the U. S. Congress and the financial elite has not worked, and is not working, in the best interest of the average American. They both suggest that major changes must be made in that relationship to strengthen the American economy. Is it too late, however, to avoid the repercussions of an even weaker greenback, rising inflation and the opening of the floodgates in the price of all investments related to gold and silver? Words: 1278
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15 Criteria for Choosing an Investment Advisor
January 25, 2010 by Editor · Leave a Comment
An investment advisor friend of mine recently asked me to summarize for him the criteria I would use if I were looking to identify an investment advisor to work with and I came up with 15 characteristics I would look for in what for me would be an ‘ideal investment advisor’ which I would like to share with you. Words: 574
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