Tuesday , 21 January 2020


Retirement Planning

7 Financial Factors To Consider If You Will Be Retiring Within a Year

...It’s a big decision to decide when to retire...[but] it’s also important to determine the best time of the year for quitting work...[as] the specific date on which you start your retirement could impact...benefits from your former employer, Social Security distributions, and taxes to name a few...[This article identifies] 7 factors to consider as you plan the best time of the year to start your retirement.

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Your Retirement: What Happens If the Gov’t Doesn’t Get Its Act Together?

I recently discovered a video entitled 10 Myths About Government Debt that lays out several reasons why we are in real trouble. I encourage you to watch this 21 minute video. The most troubling assertion in the video is that our nation’s usual sources of loans are tapped out…[and that] the only source we have left is the Federal Reserve, which means …

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The Right Asset Allocation Accounts For 100% Of Investment Performance

…Asset allocation…explains 100% of investment performance – yes, all of it. Accordingly, most of your time, energy and money should be spent on asset allocation…and a plan for asset allocation is called an investment policy. …Asset allocation are risk decisions designed to achieve objectives with an acceptable likelihood…This risk decision is called “risk willingness” or “risk necessity” and needs to be …

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How to Thrive While Living on a Fixed Income in Retirement

…Living on a fixed income doesn’t necessarily relegate you to a life of scrimping and penny-pinching. Many retirees live on a fixed income of some kind, and it’s definitely possible to live well on a fixed income — the key is careful financial planning and budgeting. Create a Budget It all starts with getting a handle on your income and …

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Is An Annuity Needed In a Retirement Plan – Or Not? Read On

If you don't know much about investing, you may feel overwhelmed or bewildered by the choices. Enter annuities. The best of them are easy to understand, even by financial novices: "Give us your money, and we'll give you this much money per month until you die." That sounds simple - but simpler isn't always better [so let's review] whether they're needed in a retirement plan or not.

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