Tag Archives: Mortgage rates

The 2025 housing market shifted toward normalization as inventory climb 16.4% and homes remained on the market for an average of 84 days. Despite a structural shortage of 4 million units keeping prices stable, demand has become increasingly selective across a "patchwork" of local markets. Macroeconomic factors, including Federal Reserve interest rate policy and Trump administration tariffs, are introducing new volatility into construction costs and supply chains. With 39% of listings now seeing price cuts, the market is finding a new equilibrium. This analysis explores why today’s softening differs from past cycles and what the new policy risks mean for buyers in 2026.

When interest rates go down, that spurs economic activity, and that is good for stock prices, so when interest rates start going up rapidly, that is not a good thing for the stock market at all.

All of this talk about a "bright future" for real estate is just a bunch of nonsense. The yield on 10-year U.S. Treasuries is starting to rise aggressively again and, because mortgage rates tend to follow such increases, mortgage rates are going up. As monthly payments go up less people will be able to afford to buy homes at current prices and this will force home prices down. As such, another great real estate crash is inevitable. Let me explain further. Words: 995 ; Charts: 1

Our leaders will eventually face an Armageddon unlike any since the Civil War unless they must either muster the courage — and the support of the people — to accept the pain and make the sacrifices of a lifetime … or face the downfall of America. Words: 1086