Friday , 7 August 2020


Personal Finance

Study Shows Student Debt Delays Home Buying by Seven Years

The Student Loan Debt and Housing Report 2017 by the National Association of Realtors and the nonprofit group American Student Assistance shows the obvious: Student debt delays household formation, home buying, and saving. [Here are the details summarized for a fast and easy read].

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Wealth 101: A Crash Introduction To Investing

Investing is about taking advantage of higher rates of return and benefiting from the power of compound interest over long periods of time. It’s also about finding the best ways to mitigate the risk via diversification, being patient, etc. Today's infographic outlines the difference between saving and investing, and provides some basic tips on how to get started in the market.

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20 Ways to Increase Your Savings and Retire Rich

Daydreaming about retirement is easy, but saving for it, however, takes time and effort — and is something a lot of Americans struggle with - but there are strategies that can help make the process easier. Here are 20 ways to pad your bank account before it's time to retire.

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Cryptocurrencies: A Brief & Interesting History (Infographic)

There’s been some incredible twists and turns since Bitcoin came on to scene back in 2008. Creating an entirely new technology (blockchain) and a cryptocurrency marketplace worth hundreds of billions, it’s been an entertaining ride so far. Today's infographic illustrates the brief but interesting history of cryptocurrency.

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How Bond Prices and Yields Work

When we talk about investing, we frequently talk about stocks as they are likely to make up a the bulk of your investment portfolio during the majority of your investing years but bonds can be a helpful part of your investment mix at any age, and it's important to understand how they work — even if you don't own many of them right now. This article examines bonds and why we should pay close attention to them these days.

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28 Ways To Stop Paying the Sticker Price!

So, you don't want to pay full price for anything you buy and why should you? These days, you have so many ways to get around that pesky price on the tag, and with the latest apps and websites on your side, you can save big with very little effort. Here are 28 ways to get out of paying what's on the sticker.

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These 5 Stocks Should Deliver Strong Returns Even In These Choppy Market Conditions

Goldman Sachs has upgraded its High Sharpe Ratio basket of stocks - stocks the firm believes can deliver strong returns even in choppy market conditions - and this article further refines Goldman Sachs' list using the latest ratings from over 4,800 analysts of over 5,000 US-listed stocks from TipRanks. The upshot is you can quickly pinpoint the best ‘Strong Buy’ stocks with big growth potential.

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Boost Your Emergency Fund With T-bills: Here’s Why & How To Do So

You need to keep your emergency fund in a safe place that gives you easy access to your money but the problem is that traditional savings accounts — the most obvious place to stash emergency fund dollars — pay so little interest. Your money will sit in a savings account safely, but it won't earn you anything, either. This is where T-bills, or Treasury bills, can help.

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