Retirement Planning

There may be a case where a reverse mortgage makes sense in very unique circumstances but, in real life, I’ve not seen one yet. If someone you know is considering taking out a reverse mortgage, send them this article and suggest that they get a second opinion.

If you don't know much about investing, you may feel overwhelmed or bewildered by the choices. Enter annuities. The best of them are easy to understand, even by financial novices: "Give us your money, and we'll give you this much money per month until you die." That sounds simple - but simpler isn't always better [so let's review] whether they're needed in a retirement plan or not.

The question of how much gold or silver one should hold is a common one. The answer is usually expressed in terms of portfolio percentages, as in 10 – 20% of one’s investments. Such an answer is without basis. Why is 15%, for example, any better than 100% or 0%?

One way to approach your search for the ideal overseas retirement haven is to focus on choices where housing is cheap. Below I present five such places for your consideration. Words: 1040

The modern consumer is becoming increasingly distinct from those of years past so for us to truly understand how these changes will affect the marketplace and our investments, we need to rethink and update our image of the modern consumer. Here are three ways the new consumer is different than in years past:

Some physical gold, silver, platinum and palladium bullion assets, in addition to traditional paper assets, can be part of your Individual Retirement Account (IRA) or Roth account and they can be bought and sold with no tax consequence until you move money out of the account. [This short article reveals just which bullion assets can, and cannot, be included.] Words: 573

Math class seemed pointless back in the day, but it turns out all those confusing equations are quite useful....We've rounded up 11 math equations that can be used every single day. Write them down, whip out your pencil, and prepare to budget like a genius.

Here are 5 highlights for future retirees who seek to maximize benefits and understand how Social Security fits into a holistic financial plan that benefits from guaranteed lifetime income.

In preparing for retirement, there are nine deadlines everyone should keep in mind. These affect your retirement, taxes, Social Security, Medicare and other aspects of your financial health.

I just added Colgate, Clorox, and Hershey to my own retirement portfolio watch list and consider them great choices for conservative income investors such as retirees. Let's take a look at why these three dividend blue-chips deserve your consideration...and also what prices I'm personally looking for before adding these companies to my retirement portfolio.