Retirement Planning

The question of how much gold or silver one should hold is a common one. The answer is usually expressed in terms of portfolio percentages, as in 10 – 20% of one’s investments. Such an answer is without basis. Why is 15%, for example, any better than 100% or 0%?

Below is an unbiased look at the best places in Mexico to retire - with real pros and cons - to help you make an informed decision as to which best meets your needs, interests and ambitions. Read on!

Math class seemed pointless back in the day, but it turns out all those confusing equations are quite useful....We've rounded up 11 math equations that can be used every single day. Write them down, whip out your pencil, and prepare to budget like a genius.

Paying off the mortgage early is an idea with obvious appeal, but not one that many middle-class home "owners" pursue. If your interest rate is so good that the bank just made a bad bet in giving you that low rate, you might want to continue enjoying the benefits as long as possible. In many other circumstances, however, paying off the mortgage can be a fine money management move indeed. [Below are 10 sound reasons to do so.] Words: 1588

Suppose you were NSA whistle-blower Edward Snowden, or fictional international spy Jason Bourne, and the most powerful intelligence agencies on the planet were hunting you. Where would you go? A crucial factor in deciding where to go is whether or not the country has an extradition treaty with the U.S. This article presents a list of all such countries and less extreme ways to protect yourself from the untoward actions of your government. Words: 519

You don’t have to be an athlete or even follow sports to embrace the qualities that go into a championship athlete and team. Let’s take a closer look at these qualities so you have a better understanding of how you, too, can “think like an athlete and retire like a pro”.

One way to approach your search for the ideal overseas retirement haven is to focus on choices where housing is cheap. Below I present five such places for your consideration. Words: 1040

You should avoid 401(k) hardship withdrawals at all costs and think long and hard before you consider borrowing against your future retirement. With so many people nearing retirement already grossly underfunded such actions are going to prove catastrophic down the line.

With markets so calm, it’s easy to become complacent about the corrosive effects that volatility can have on long-term investment success. If you don’t need the money for a long time, you can ride out the inevitable market squalls but if you’re close to or already drawing from those funds, volatility can be costly...Let me explain further.

The pension nightmare that is at the heart of the horrific financial crisis in Detroit is just the tip of the iceberg of the coming retirement crisis that will shake America to the core. As a society, we have made trillions of dollars of financial promises to the Baby Boomers, and there is no way that we are going to be able to keep those promises. The money simply is not there.