Wednesday , 23 September 2020


Retirement Planning

These 5 Things Could Derail Your Finances If You Retire Early

The Financial Independence/Retire Early (FIRE) movement is hot right now. People working toward FIRE are hoping to retire in their 40s and, in some cases, even their 30s and, while the focus of FIRE is to produce financial freedom and not ascribe to a strict definition of the term "retired," it is a tantalizing goal many find worth chasing. However, if not properly planned, early retirement can be more of a burden than freedom. The earlier you retire, the longer your money has to last. Your life mitigation plan also has to be more solid and thorough than those who retire at the standard age. Below are 5 things that could derail your finances if you retire early.

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Is One Of These States Or Countries the Ultimate Retirement Spot For You?

Retiring does not mean retiring from life. No, for many people, it’s the beginning of a new life but how do you decide where to retire? It’s a big question that requires research and we’ve done the hard lifting for you. This article puts together a comprehensive list of the best places to retire depending on your financial status, which usually the biggest factor for most people.

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Attention Job-Hoppers: Here’s How To Keep Up With Your Retirement Savings

It's very common these days for young people to move from job to job. The days of sticking with a company for decades and earning a big pension are over. Thankfully, 401(k) plans and individual retirement accounts allow workers to switch jobs without losing their retirement savings, but it's still possible for all that job-hopping to disrupt your ability to save. If you do switch jobs regularly, there are some sensible things you can do to ensure that your retirement plan stays on track. Here are 7 things to consider doing.

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The Pension Time Bomb

Are governments making promises about pensions that they might not be able to keep? Today’s infographic comes to us from Raconteur, and it illuminates a growing problem attached to an aging population (and those that will be supporting it).

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Too Much Cash Could Hurt Your Savings For Retirement

Cash is the snake oil of investing. It feels good for a while and it sounds like a reasonable fix, but it does absolutely nothing for you and, over time, it will give you one hell of a hangover. At best, it’s a false sense of security. As the volatility in the market pushes more people to sell, the amount we are holding is exploding and, as we age, this situation becomes increasingly threatening to our security.

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