If you don't make enough money right now to set aside, there are still ways to grow your retirement savings. You just have to think outside the box. This article highlights 9 creative ways to boost your retirement savings.
Read More »6 Arguments For Maxing Out Your 401(k) Contribution (+2K Views)
Maxing out your 401(k) is often the best way to accumulate a healthy sum for retirement, and there are great tax benefits as well...Consider these 6 arguments.
Read More »Welcome to the New Retirement Model – NO Retirement! Here’s Why (+3K Views)
Welcome to the new model of retirement. No retirement. In 1983 sixty two percent (62%) of American workers had some kind of defined-benefit plan. Today less than 20% have access to a plan. The majority of retired Americans largely rely on Social Security as their de facto retirement plan [and the 35 and younger cohort are not able to save, or save enough, to eventually retire. True retirement is now a thing of the past except for a privileged few. Let me support this claim.] Words: 1091
Read More »Average American Can’t Afford To Own A House – Here’s Why (+3K Views)
Regular home buyers are wondering why they are unable to partake in the American Dream of owning a home now that they actually have to document their income and put some skin in the game. The reason is that the current median selling price of $201,000 puts real estate out of reach for most Americans earning the typical $50,000 a year unless they go into massive levels of debt. They are too broke to own a home!
Read More »Set Yourself Up Now For A Financially Successful 2020
Spend 15 minutes and make sure you’re doing all you can to take advantage of 2019 and setting yourself up for a successful 2020.
Read More »7 Financial Factors To Consider If You Will Be Retiring Within a Year
...It’s a big decision to decide when to retire...[but] it’s also important to determine the best time of the year for quitting work...[as] the specific date on which you start your retirement could impact...benefits from your former employer, Social Security distributions, and taxes to name a few...[This article identifies] 7 factors to consider as you plan the best time of the year to start your retirement.
Read More »Your Retirement: What Happens If the Gov’t Doesn’t Get Its Act Together?
I recently discovered a video entitled 10 Myths About Government Debt that lays out several reasons why we are in real trouble. I encourage you to watch this 21 minute video. The most troubling assertion in the video is that our nation’s usual sources of loans are tapped out…[and that] the only source we have left is the Federal Reserve, which means …
Read More »The Right Asset Allocation Accounts For 100% Of Investment Performance
…Asset allocation…explains 100% of investment performance – yes, all of it. Accordingly, most of your time, energy and money should be spent on asset allocation…and a plan for asset allocation is called an investment policy. …Asset allocation are risk decisions designed to achieve objectives with an acceptable likelihood…This risk decision is called “risk willingness” or “risk necessity” and needs to be …
Read More »The Noah Rule: Build An Ark For A Rainy Day
An alarming number of Americans aren’t saving for retirement. They may have “predicted the rain,” but for whatever reason they haven’t gotten around to “building the ark.”
Read More »How to Thrive While Living on a Fixed Income in Retirement
…Living on a fixed income doesn’t necessarily relegate you to a life of scrimping and penny-pinching. Many retirees live on a fixed income of some kind, and it’s definitely possible to live well on a fixed income — the key is careful financial planning and budgeting. Create a Budget It all starts with getting a handle on your income and …
Read More »