Friday , 29 March 2024

Retirement Planning

The Top 10 Countries to Retire In – For Those on a Budget (+4K Views)

Rising costs in the U.S. are driving more people to consider retirement in less expensive locales and the list of potential resting spots is long and varied. International Living compiles annual lists on the best places to hang the retired hat based on things like cost of living, ease of entry, healthcare, insurance and access to amenities, and the Top 10 for 2012 includes some old favorites as well as new picks. [Let's take a look.] Words: 950

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Is $1,000,000 Enough to Provide for a Successful 30-year Retirement? (+7K Views)

Withdrawing from a $1,000,000 nest egg upon retirement using the familiar 4% rule to generate a successful 30-year inflation-adjusted (3% per annum) retirement proved to be totally inadequate as per the retirement withdrawal strategy that I put forth in a previous article (1). In fact, it crashed and burned in year 25 of the 30-year plan! In fact, as I show in this article, it will only succeed if your portfolio outperforms the S&P 500 by 5% every year for 30 straight years - and what is the likelihood of that? Words: 1533

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Retiring? Here are 9 Countries in Asia Worth Considering (+7K Views)

More and more retirees are looking to retire abroad where the sun shines almost daily, the weather is temperate, the lifestyle is enjoyable and the cost of living is a fraction of their current expenses. Have you ever considered Asia? This infographic compares the cost of living, lifestyle and personal safety of 9 countries worth considering. Words: 999; Photos: 5

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Retirement Age Keeps Going Up – When Will You Retire? (+4K Views)

Just 10 years ago, most Americans felt confident they'd hang up their hat by the time they turned 60. Now the average working stiff expects to retire at age 65 due to the housing crisis and credit crunch, among other nest egg busters....Experts are predicting that the trend will continue, thanks to the Great Recession so, for now, Americans are just focused on keeping their day jobs. When will you retire? Check out the graphic below to find out.

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Is An Annuity Needed In a Retirement Plan – Or Not? Read On

If you don't know much about investing, you may feel overwhelmed or bewildered by the choices. Enter annuities. The best of them are easy to understand, even by financial novices: "Give us your money, and we'll give you this much money per month until you die." That sounds simple - but simpler isn't always better [so let's review] whether they're needed in a retirement plan or not.

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